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Tax year 2027

Multi-Year Salary Tax Calculator

A tax year is taxed once, on everything you earned in it. Your employers cannot see each other, so each one withholds as though the salary it pays were your only income. This adds your periods up and taxes them once.

Your year

Add each stretch of the tax year separately: a job change, a raise, or months you did not work. Nothing you type here leaves your browser.

First job

Second job

12 of 12 months entered.

Enter what you earned in each part of the year, and this works out the tax on the year as a whole.

Where these figures come from

Statutory basis
Income Tax Ordinance, 2001, as amended by the Finance Act 2026, for tax year 2027 (1 July 2026 to 30 June 2027).
Last checked against the statute
by BarrioVibe, which files income tax returns through FBR IRIS.

These figures are an estimate computed from the rates above, not tax advice for your situation. Your return depends on facts a form cannot see, so treat the number as a starting point and speak to us before you file on it.

Read this first

What thiscannot settle

It is accurate for what it models, and everything below changes the answer. None of it can be handled by a form with a few fields in it.

  • Anything but salary income, which is taxed under its own head and its own rules
  • Tax your employers actually withheld, which is on your payslips and certificates and is what the final settlement is measured against
  • Zakat, provident fund, donations and pension relief, which are on the salary calculator and would move every period by the same amount
  • A period where your salary changed mid-month, which you can approximate by splitting it into two entries
  • Provincial professional tax, levied by your province rather than by FBR

Questions

The questionspeople ask

  • Why does the tax on my payslips not match the tax on my year?

    Because each employer withholds against a projection of a full year at the salary it pays you, under section 149. If you worked six months at one job and six at another, both employers withheld as though you earned their salary for all twelve months. The year itself is taxed once, on the total, which is almost never what the two projections add up to.

  • I changed jobs mid-year. Will I owe more tax or get a refund?

    It depends on the direction of the change. If your salary went up, the second employer projected a full year at the higher figure and over-withheld, so you are usually due a refund. If you took a pay cut, or had months with no salary at all, each employer withheld against a lower projection and you may owe the difference at filing. The calculator shows which of the two applies to your year.

  • What if I did not work for part of the year?

    Enter only the months you were paid. A tax year with four unpaid months is taxed on the eight months of salary you actually received, not on a projection of twelve. That is frequently a refund, because whichever employer paid you withheld as though the salary continued all year.

  • Does a bonus go in here?

    Not as a monthly salary. A bonus is chargeable under the head Salary and does form part of your annual income, but it is a one-off rather than a rate per month, and this calculator asks for a monthly figure and a number of months. Entering it would overstate the year unless you divided it out yourself.

  • Does this tell me what I owe at filing?

    It tells you the tax on the year, which is one half of that sum. The other half is what has already been withheld from you, which is on your payslips and on the certificates your employers can issue. What you owe or are owed is the difference, and only your own certificates can settle it.

Next step

A number is not a filed return.

We file income tax returns through FBR IRIS for salaried individuals, including years with more than one employer, where the reconciliation is the whole job. Individuals file by 30 September.